What is a credit card statement credit?

Each rewards program handles statement credits a little differently. Here’s what to consider when deciding if they’re the best way to redeem your rewards.

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How Long Do Hard Inquiries Stay on Your Credit Report?

Your credit report offers valuable insight into your financial history and affects most of your financial future. Everything from whether you get approved for a mortgage to what your credit card interest rate will be balances on your credit score. Negative information on your credit report can be detrimental for years. Wonder how long hard inquiries stay on your credit report?… Read More

The post How Long Do Hard Inquiries Stay on Your Credit Report? appeared first on Credit.com.

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Cash back credit cards: How do they work?

We look at how cash back credit cards work, offering an overview of flat and tiered earning structures for cash back credit cards and breaking down the three components of cash back – cash back rate, where extra cash can be earned and how rewards are delivered.

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